Sunday, July 26, 2020

How Women Can Relieve Their Stress

How Women Can Relieve Their Stress Stress Management Effects on Health Print How Women Can Relieve Their Stress By Elizabeth Scott, MS twitter Elizabeth Scott, MS, is a wellness coach specializing in stress management and quality of life, and the author of 8 Keys to Stress Management. Learn about our editorial policy Elizabeth Scott, MS Updated on August 18, 2019 How Stress Impacts Your Health Overview Signs of Burnout Stress and Weight Gain Benefits of Exercise Stress Reduction Tips Self-Care Practices Mindful Living Zero Creatives / Cultura / Getty Images It seems to be common knowledge that women are generally busier and more stressed than men. Its widely believed that they juggle more roles and are constantly rushing. Many women themselves feel that they shoulder the lions share of responsibilities outside of paid work, even when they are working just as many hours as their male counterparts. Perhaps because of this, women are seen as generally more stressed than men. But how true is this perception? Researchers from The University of Arizonas School of Family and Consumer Resources decided to find out. They took a sample of 166 married couples and had each participant maintain a daily diary over the course of 42 days, where they recorded their daily stressors. The results indeed showed that women reported a greater amount of high distress days and fewer distress-free days than men. Interestingly, the differences in levels of stressful days were due to women experiencing more onsets of distress episodes (having stress response triggered), rather than being more likely to continue in a distressed state from one day to the next. In other words, women didnt hold onto their stress more; they just experienced more episodes of being stressed. This brings up some important issues regarding women and stress, that women need to be aware of: Understand Gender Differences in Stress If youre feeling more stressed than your male counterparts, dont take it as a sign that youre not handling stress as well; it might be because youre experiencing more stress. Give yourself a pat on the back for handling what you already are, and move confidently to step two. Eliminate What You Can It seems that people are always asking women (especially mothers!) to help with group projects like organizing office birthday parties or running the PTA. While many of these activities are fulfilling, they can add up to a significant amount of stress just by filling your schedule to the brim. While it can be very difficult to say no sometimes (especially if you tend to be a people pleaser), its vital to your health and happiness that you keep in mind that saying yes to too many requests means saying no to things you need: time alone, hobbies, and other soul-nourishing activities. To maintain a reasonable level of daily stress, women need to get used to the idea of setting priorities and saying no. Alter Your Perspective Much of your experience with stress can be eliminated with a change in the way we look at things. This may sound too good to be true, but it isnt! Altering the way you conceptualize the events you find stressful (viewing them as a challenge instead of a threat, or an opportunity instead of a crisis, for example) can actually make them feel less threatening and stressful. When you dont perceive a situation as a threat, your bodys stress response is deactivated more quickly (or doesnt get triggered in the first place), and youre more able to avoid the effects of chronic stress. Have Some Quick Stress Relievers You cant eliminate all stress in life, and probably wouldnt want to if you could. There are many types of stress that are enjoyable, like the excitement of a first date or the suspense of waiting to hear if youve gotten a new job. Because it may not be possible to stop reacting to stress (even with the most positive outlook), its important to have some fast stress relievers in order to reverse your stress response quickly and prevent yourself from entering a state of chronic stress. Maintain Regular Stress-Relieving Habits You can also prevent yourself from getting into an overwhelmed state (where youre more reactive to stress) by maintaining some regular stress relief activities as part of your schedule. Studies show that those who meditate regularly are less reactive to stressors that occur in their lives. Exercise is also an important option to remember; it can keep you physically and emotionally healthy. Journaling also has many benefits for its users. Adding one of these options to your morning or nightly routine could bring be especially useful.

Friday, May 8, 2020

The Rights Of The United States - 1690 Words

John F. Kennedy once said, â€Å" Let every nation know, whether it wishes us well or ill, that we shall pay any price, bear any burden, meet any hardship, support any friend, oppose any foe to assure the survival and the success of liberty.† Indeed throughout the course of U.S. history, people’s liberty has been emphasized as one of the most important rights of American people. Liberty is understood as a basic right of freedom to which everyone can engage in certain actions without control or interference by a government or other power. Based on that principle, selective incorporation is a process of constitutional law in which some provisions of the Bill of Rights are nationalized to the states through the nationalization of Fourteenth†¦show more content†¦To clarify, Near was accused of violating a law because he revealing wrongdoings of the local government. Moreover, trial judge issued an injunction â€Å"preventing Near from publishing the newspaper in t he future† (â€Å"Near†). As one can see, Minnesota officials felt the need to stop and prevent someone from incriminating their misconducts. But obviously, their decision has violated Near’s freedom of press which states have to obey due to â€Å"Due Process Clause of the Fourteenth Amendment† (â€Å"Near†). At the end, Near appealed the case to the U.S. Supreme Court; finally, the court â€Å"voted 5–4 to declare the Minnesota Gag Law unconstitutional â€Å"(â€Å"Near†). It is important to realize that because of the process of selective incorporation, the federal government has the duty to reinforce states in protecting their people’s liberty. Similar to Near v. Minnesota, selective incorporation had helped Lawrence Robinson win the case of Robinson v. California in which the Supreme Court’s decision regarded of the Eighth Amendment, the cruel-and-unusual-punishment clause. The issue occurs when Robinson was â€Å" searched and questioned† by Officer Brown â€Å"on the streets of Los Angeles† even

Wednesday, May 6, 2020

Banco de Compartamos Free Essays

Any company that decides to go into the stock exchange must exude extra caution before making the bold step to go public. Initial public Offer (IPO) of a company mostly can tell how that company is going to do in the stock markets depending on the number of subscriptions received. It is worthy to note that stock prices keep fluctuating and that the price of a company’s share represents the financial position of the company. We will write a custom essay sample on Banco de Compartamos or any similar topic only for you Order Now Companies with a higher share price in the stock exchange are taken by the public and other stake holders to be doing well. In addition to that, the company’s affairs become public as they are now prone to analyst reports and public shareholders criticism. In this study, Banco de Compartamos, a micro finance bank offers its shares in the Mexico Stock Exchange which arouses a lot of controversies among major shareholders. Can Compartamos still perform their duties to the poor? Is it possible for them to combine these two without deviating from the purpose for which the bank was originally established? Can they handle the pressures presenting themselves to it as a public company? This is a thorough review and analysis of Compartamos’ decision to make the bank a public entity and how it has affected their performance. Banco Compartamos IPO Going public for a micro finance company and in particular Compartamos may prove to be a good thing as well as a bad thing. In the eyes of the public, it may seem like Compartamos is getting too business oriented and that it may lose its focus on helping the low income group that it has been serving. Going public is also a risky endevour because it exposes the business to a lot of external forces. The bank’s performance must now be published and analyst’s comments go far into exposing the company’s weak points which the competitors may take advantage of. Every quarter shareholders, analysts, fund managers and competitors will be waiting to see the financial outcome of the period. This means that the company must work extra hard to maintain positive image or otherwise cause their own downfall. Another note is that Compartamos was doing quite well financially with return on equity (ROE) increasing from 47. 7% to 56. 1% between 2004 and 2006 as compared to others who were averaging at 21. 2% in 2006. In fact, Daniel confirmed that from the operational point of view there was no need to sell the shares. They were only doing it as a secondary offering. Compartamos IPO on the other hand proves to be a good venture from the look of its performance in the stock exchange. As a matter of fact, interest by investors was so high that there had to be several revisions of the share price up to P$40 per share. Compartamos market capitalization was $1. 56 billion dollars which is so much to go for hence my agreement that it was the right choice for them to go public. Most impressive was the high interest investors had in the bank which saw them register thirteen times over subscription. From my point of view, a private sale would have been even worse in terms of catering to the customers’ needs. This is because the buyers may not have the welfare of the low income group at heart which was the largest target for the bank. The choice was also better than taking debts being offered to them by non-financial debtor which were being offered at the investor’s rates. The other thing is that activities of the bank are not going to change as it will continue providing services to the Popular Financial Sector (PFS) which was the main purpose of its introduction back in 1990. Serving the poor and the capital markets demand. It seems like Banco Compartamos has deviated from its objective of serving the poor by getting into the stock exchange. This is according to several stakeholders and analysts such as Richardson of World Council of Credit unions and Chuck Waterfield who thinks the decision is untimely. The question however lies on Compartamos. Can they manage both serving the poor and meeting the capital market demands? So far, Compartamos has been doing very well in the stock market with its the book value of shares rising to $126 million in 2006 from $6 million at the time of the IPO and an internal rate of return of over 100% in only eight years! Most analysts recommended it because of its prospects for growth and high profitability. The co-CEO of Compartamos seems concerned about the clients. They discuss how they can offer better services and hence improve their lives. Apart from GDI (Generadora de Ingresos) or ‘the income generator loan’, they are considering coming up with new products for the people. This means that Compartamos is still committed in its duties improve the lives of the poor. According to ACCION international, Compartamos IPO sent a message that service to the poor can go hand in hand with profits. â€Å"The two Carlos† Strategic options for the future The future of Compartamos looks bright but challenges are never ending in the world of business. The strategies put forth by the â€Å"two Carlos† will have to be met by the end of the year. Client base must be increased to one million, they have to preserve the social mission and at the same time cope with the daily pressures of becoming a public company. The Charlies surely have a great role ahead of them. In order to attain new markets to increase their client base and defend their leading position in the sector coordinated planning is essential. First of all they should lay a good strategy and make plans on how they are going to accomplish their goals. I particularly like that they have set a time limit. This acts as a goal by itself and a motivating factor. With the high rise in competition due to many entrants in the micro finance sector, their strategy should include expanding by coming up with new products that are unique to compliment GDI. A new product will always appeal to customers especially if it comes with an attractive package. Maybe they should consider lowering their interest rates so as to attract new clients and keep the current ones. This would also mean they are helping the poor socially because now they can take cheaper loans hence develop themselves. Compartamos has no market penetration in Mexico as much as it has wide branch coverage. New products will definitely help it in overcoming this challenge. As long as you are a public company, there will always be politics and attacks mostly aimed at breaking the company by presenting a bad name about it. The Charlies know that their bank has not deviated from their original mission. What remains as the challenge is proving it to the public. This can be done by constantly reminding people that they are still committed to serving them while at the same time showing it through action. The best thing for the Charlies is to increase their efforts of serving the poor so that the bad image portrayed by the attackers can be dissolved in the face of the good work that they are doing. It’s about playing with the psychology of the shareholders and its clients to avoid the negative effect that would otherwise result. Before deciding to set up new branches, it should consider the viability of the area and whether the market is promising. Areas outside the country especially if micro finance is not well established in the market are a good opportunity though care should be taken to properly establish expected risks and returns. This can be done through conducting researches before investing there. Mergers and acquisitions should also be performed with extra caution to maintain the quality of services offered. The advantage of mergers is that they add to a company’s competitiveness. If not well calculated though it may lead to the downfall of an otherwise good businesses. The future of micro finance industry. The IPO will undoubtedly attract more players into the micro finance sector and probably other market-led approaches to poverty. For now, Compartamos remains the lead among them all. There is a possibility of new models coming up that may pose a challenge to Compartamos. Compartamos should be the future of the micro finance sector. This is because most junior micro finance organizations will want to emulate its success and in doing so they may consider copying some of its policies. In the past, most micro finance organizations in Mexico have only concentrated on giving soft loans to regular customers as their only business. Compartamos is more advanced giving insurance policies and also engaging in normal bank business activities. The structure of the market however is that it is always dynamic and one can never tell what tomorrow may bring. Mergers may be forged leading to bigger organizations that would overtake Compartamos. Conclusion and Recommendations Banco de Compartamos has led by example. In the hands of Carlos Labarthe and Carlos Danel, it is bound to spring even higher in the micro finance sector after going public. During the IPO shareholders presented the organization with a cheap source of finance that is barely available to other companies of its nature therefore placing them at an absolute advantage. It becomes one of the largest companies in the Mexican Stock Exchange with over $2 billion in market capitalization. I do believe that their bold step into going public has a lot in the benefit package which if used well could see the bank grow outside its boundaries. On the side of helping the poor, they have not failed in that area yet. As a matter of fact, it is a case of logic to see that by they use the obtained finance to expand their business activities and to offer more loans. It is like giving the financially stable a chance to be owners of the bank an in return making them bring their billions to the poor. Furthermore, if more loans are given out, development of the poor is enhanced. Now that Compartamos have entered the league of companies listed in the stock exchange, a lot is expected to change which calls for extra caution. We have already seen them suffering their first challenge with attacks from various shareholders about their decision to enter the stock exchange. However, should their shares in the stock exchange do well; the good public image will work to ensure they always do well financially. It is worthwhile to note that the visibility of the IPO will showcase the superior financial performance of the micro finance sector. This is bound to cause an increase in competition in Mexico. Challenges are more forthcoming now but they should not treat them as problems but as stepping stones to higher grounds. Since Compartamos is confident that it can serve both their clients and the financial sector as well, they should come up with well defined policies to make sure that they do not deviate from their course. It is quite normal for businesses to concentrate more on what is bringing in the most cash but they should always remember the sole objective for which they were set up; to help the poor grow financially. Word Count (1887) References Cuellar, R. G. Chu, M. (2008) Banco Compartamos: Life after the IPO. Harvard: Harvard Business School How to cite Banco de Compartamos, Papers

Tuesday, April 28, 2020

The Communist Manifesto Essay Research Paper Karl free essay sample

The Communist Manifesto Essay, Research Paper Karl Marx s The Communist Manifesto forecasted the ruin of capitalist economy and the rise of communism. It predicted that the Communist revolution was most likely to take topographic point foremost in Britain or Germany because of their high population of proletarian mill workers. However, he was proved wrong because these factory workers were happy with their conditions and felt no demand to revolt. The Communist Manifesto entreaties largely to the lowest of the lower category, what he called the # 8220 ; proletariat # 8221 ; . The thought of a communist society is that everything is owned by the province. Peoples are paid # 8220 ; from each harmonizing to his ability, to each harmonizing to his demands # 8221 ; ; intending that depending on how many people the salary must back up is the finding factor in the size of the payroll check. This would appeal to the labors because it would set them on equal terms with everyone else. We will write a custom essay sample on The Communist Manifesto Essay Research Paper Karl or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The abolition of a category system benefited them greatly. Marx reasoned that his ideals appealed most to the working category, therefore it would catch on in states with big populations of working category people, i.e. Germany and Britain. The ground that a communist revolution did non take topographic point in Britain is due merely to Marx s timing. The Communist Manifesto was published in 1848, but the thoughts of Marxism did non catch on until the 1870s-80s. When it was foremost published, the British Industrial Revolution had already started. When its popularity began to lift, it did non catch on in England because working conditions in the English mills had improved drastically from what they had one time been. The # 8220 ; oppressed # 8221 ; people Marx was seeking to appeal to in 1848 did non in fact feel oppressed when they were being informed of the Communist ideals, so therefore they had no ground to revolt. They were happy with the manner things were because they had already gotten so much better. In the 1820s-30s, when the English labors felt laden, would hold been the ideal clip for a revolution, but unluckily communism was non in being. In Germany the communist revolution did happen, but non until 30 old ages after the Manifesto s publication. In 1848, the German Industrial Revolution had non even started. The Manifesto was read largely by intellectuals, because the people Marx was seeking to appeal to were illiterate. When the Industrial Revolution occurred, nevertheless, more literacy among the lower categories became necessary to run the machines, which were acquiring more complicated. Now that they were literate, the labors could and did read The Communist Manifesto. The Industrial Revolution in Germany allowed labors to be able to derive power, because category relationships had been simplified to the extreme. They had been kept from power for so long that when they realized that communism would back up their ends for equality, the thoughts of communism began to catch on. The Communist Manifesto forecasted the rise of communism in Germany and Britain, nevertheless at the clip when it was published it did non catch on in either topographic point. In Britain, the Manifesto came excessively tardily ; the window of chance for a rebellion had passed and now the people were happy. In Germany, the Manifesto was in front of its clip. Marx predicted Germany would be one of the first states to follow communism, but in fact it took thirty old ages for the conditions to be right for rebellion.

Thursday, March 19, 2020

Due to the fact that I am an enormous music lover

Due to the fact that I am an enormous music lover, it is anything but irrelevant that I have a favorite band. That band without a doubt is Pearl Jam. The songs Pearl Jam write are so real, that it makes perfect sense why their fans love them so much. Pearl Jams songs tell stories that their fans can either relate to or speak from their own dealings. Led by lead singer Eddie Vedders outstanding lyrical writing and extremely powerful and intense, yet comforting voice, Pearl Jam in my opinion is the greatest band in the world. A week before seeing my sophomore Pearl Jam show, my girlfriend of a little over a year decided it would be best if we broke up. Seeing that I did not agree with her, it made it a little hard looking forward to seeing Pearl Jam for their August 14th show in New Orleans. It did not take long however to be swept into the depths of the emotional waters, and found myself listening to Pearl Jam and Eddie Vedders lyrics over and over again and again. In his voice, I once again found the median to survive, and not just to survive, but to keep going strong, and to enjoy whatever life gives you. So, the show was The original plan was for Adam and Kenny, two of my roommates to accompany myself, along with my precious ex-girlfriend. Well, seeing that as being out of the question, I gave the extra ticket to my remaining roommate Jennifer. We left Hattiesburg around four o clock in order to arrive and to be parked and seated in the New Orleans seven o clock show began. We arrived at the arena and grabbed as much merchandise as possible before the show started. As we sat in the arena, listening to complete noise and static by the opening band, Sonic Youth, we were trying to find the quickest route to Tylenol city when I realized that we could not smoke in the arena. I, sadly enough, being

Tuesday, March 3, 2020

The Story of Dido, Queen of Ancient Carthage

The Story of Dido, Queen of Ancient Carthage Dido (pronounced Die-doh) is known best as the mythical queen of Carthage who died for love of Aeneas, according to the Aeneid of Vergil (Virgil). Dido was the daughter of the king of the Phoenician city-state of Tyre. Her Phoenician name was Elissa, but she was later given the name Dido, meaning wanderer. Who Wrote About Dido? The earliest known person to have written about Dido was the Greek historian Timaeus of Taormina (c. 350-260 BCE). While Timaeuss writing did not survive, he is referenced by later writers. According to Timaeus, Dido founded Carthage as in either 814 or 813 BCE. A later source is the first-century historian Josephus whose writings mention an Elissa who founded Carthage during the rule of Menandros of Ephesus. Most people, however, know about the story of Dido from its telling in Virgil’s Aeneid. The Legend of Dido The legend tells us that when the king died, Didos brother, Pygmalion, killed Didos wealthy husband, Sychaeus. Then the ghost of Sychaeus revealed to Dido what had happened to him. He also told Dido where he had hidden his treasure. Dido, knowing how dangerous Tyre was with her brother still alive, took the treasure, fled, and wound up in Carthage, in what is now modern Tunisia. Dido bartered with the locals, offering a substantial amount of wealth in exchange for what she could contain within the skin of a bull. When they agreed to what seemed an exchange greatly to their advantage, Dido showed how clever she really was. She cut the hide into strips and laid it out in a semi-circle around a strategically placed hill with the sea forming the other side. Dido then ruled Carthage as queen. The Trojan prince Aeneas met Dido on his way from Troy to Lavinium. He wooed Dido who resisted him until struck by an arrow of Cupid. When he left her to fulfill his destiny, Dido was devastated and committed suicide. Aeneas saw her again, in the Underworld in Book VI of the Aeneid. The Legacy of Dido Didos story was engaging enough to become a focus for many later writers including the Romans  Ovid (43 BCE – 17 CE) and Tertullian (c. 160 – c. 240 CE), and medieval writers Petrarch and Chaucer. Later, she became the title character in Purcells opera Dido and Aeneas and Berliozs Les Troyennes. While Dido is a unique and intriguing character, it is unlikely that there was a historical Queen of Carthage. Recent archaeology, however, suggests that the founding dates suggested in historical documents could well be correct. The person named as her brother, Pygmalion, certainly did exist. If she were a real person based on this evidence, however, she could not possibly have met Aeneas, who would have been old enough to be her grandfather.